It was so intolerable I finally gave up. From Facebook Reviews, Professional and fast. Find your bank's name. From Avvo Reviews, Awesome! In order to approve or deny a dispute, the issuing bank will scrutinize the cardholders claim. 6 Ways to Make Applying for a Mortgage Easy. I would HIGHLY recommend Me. The dispute review timeline varies: We review disputes in the order that we receive them. if so, what meta bank did you choose when you typed in Meta bank and all the options were available? Submit a complaint and get your issue resolved. If these three requirements are met, your funds will be insured up to $250,000 (together with any other funds in the same right and capacity that you (the cardholder) may have established in another deposit account in the . I did receive a case number, but I have never received a claim form to submit. I called them several times to send a check for closing my account and they told me that they cannot do anything about it. I would definitely use his firm again! From Facebook Reviews, He has been awesome. Whether we authorize an overdraft is discretionary, and we reserve the right not to pay. Will recommend to family and friends. Forgot User Name | Forgot Password. Credit Card Disputes He has been so helpful in assisting me with several cases and I will refer him to my peers. The monthly fee will be assessed at the time of the first load of funds on your Card and charged on the same day . Wait 10 days fill out a dispute form an if they can help they will let me know. Easy to get ahold of through email as well! I recommend him 100%. From Avvo Reviews, Mr. Thomas was very clear and professional while handling my case. If unsure, cardholders should contact their issuing bank directly to determine what their specific procedures entail. ( 5104********5119), based on my CoinBase Account information. From Avvo Reviews, Very professional got me what I needed, what I deserved, what was mine and taken from me! I am grateful for his effort, & positive outcome - I will recommend him to any little guy seeking Justice in a heart beat - thank you Mr. Thomas! The cardholder is abusing the process to , A copy of the merchants terms and conditions, Descriptions and photos of the item in question. I was given a Virtual Card as Part of a Grant I had been given. There was a personal disagreement between the cardholder and merchant. I couldn't get anything done without him! However I recently discovered via the checkbook app that I use to keep track of my purchases that over 500$ was charged to my card to doordash and a local pawn shop without my knowing. He won a dispute with Bluebird in regards to me not being able to access my funds. Solutions for your business are just a click away. Neither the merchant nor the cardholder are invited to provide input at this stage. Meta Platforms. Blake was wonderful communicated the whole time, didnt take long, very satisfied with his service. Even with damages of less than $100, you can often recover $500+. My dispute was denied by Bluebird. They did inform me that the funds were used at a Target on 7-20-22 about 150 miles from my location. I would definitely recommend him. blocking of the card) and the submission of the necessary supporting documents are promptly completed. Once you activate your Card, you are authorized to provide MetaBank, N.A., as custodian, with instructions about the funds accessible through the Card. Experience Counts: Date 8/25/2022 I've been trying for 17 Hours to connect my Serve Prepaid checking acct to Dave.com. minutes. Will definitely use him again! He was also quicker then I thought. Ask to speak to the FTC refund administrator when someone picks up. The Flare Account Mobile App 6 gives you the ultimate control of your money on-the-go.. You can clearly look at these an see something is up. He was upfront and honest about time and pricing as well as which way it could go. He gets things done and fast!!!!! Could not have gotten this issue resolved wit out his assistance as you never speak to same person at Dish TV. Im very satisfied with the service I received. I wanted to dispute the $0 balance but the customer service said they cannot and kept talking in circles leading back to, "sir so what your calling about is to find out the balance on the card" no I'm trying to figure out why the $50 with no transactions on it is $0!? Some of these include: If any of the above criteria are met, the cardholder may submit their claim to their bank for further review. Enter the name of your bank or financial institution in the field provided below. I am so happy that I came across Mr. Thomas and I will recommend him to others! He took my case and let me know every step of the way what was going on. If we ever find ourselves in another situation, we will definitely hire him again. So I reached out to him. December 17, 2021, 12:38 p.m. EST 4 Min Read. card 3 [protected] . Well then I went on line and looked up my card one had already been used. Get Help: He kept me updated about the whole process and got things done that I wouldn't have been able to do on my own, I'm truly grateful for everything he has done. You can dispute any final decision made by the Content Integrity Team within the past 6 months, for example: If your review was removed. The following is a email message I received that i have turned over to law enforcement for investigation. Would recommend him in a heart beat. From Facebook Reviews, Thank you for being so professional, communicative and straight forward throughout every step of the case. Thanks. The first two, mediation and arbitration, are considered types of alternative dispute resolution ( ADR) because they are an alternative to litigation. My question to anyone is " has anyone connected there Serve Prepaid account to Plaid? He also responded to my many emails and questions thoroughly. Send money to friends and family who have the app using FlashPay ID, 11 add check funds via Mobile Check Capture, 12 manage Payback Rewards 9 offers, and manage your Direct Deposit - all in one place. I highly recommend Blake if you should ever need Legal assistance. I want it refunded an they need to come up with a way to fix these issues faster. Desired outcome: I know the last 4 digits of the card. Great and efficient service each time! Time limits will vary depending on the card brand, as well as the specific claim made by the cardholder. A dispute resolution process has three basic approaches, each with its pros and cons. There is a lot of back-and-forth momentum, many moving parts, and lots of variables involved in navigating the process. A bank might issue the cardholder a provisional credit while the claim is investigated, even before a chargeback is approved. Had a dispute with my bank over a missed direct deposit and this guy here took care of it with no problems. Once the merchants representment package has been approved by the acquiring bank, they will forward it to the issuing bank for a final judgment. The information you obtain at this site is not, nor is it intended to be, legal advice. Amex thought they can deny my fraud claim but aht aht aht! Stop losing money to chargebacks. I called my bank and disputed it and filed a police report. I'm out 500.00 and cannot get any one on the phone. Billing errors can account for charges that: These are any goods or services that did not arrive as expected, or which didnt live up to the promises made at the time of purchase. In this way, disputes are a means of protecting consumers against fraud. - Posted by Anonymous, They kept me updated on everything - Posted by Keishana Clanton, I would definitely recommend Blake - Posted by Barbette Barnes, Blake Thomas is awesome. Would highly recommend to anyone needing representation against unfair business practices. Chargeback prevention and management are both very real concerns in todays digital shopping landscape. Here are the 5 Valid Reasons to Dispute a Charge, 18167 US Highway 19 N I don't want to be rude but a simple thing like what banking option is you should be a simple question to someone who works for the bank. The case was settled in a satisfactory manner. And he is a very nice man also.From Avvo Reviews, Blake is a wonderful attorney! If the cardholders claim seems valid, a chargeback will be approved. You will need your PIN to access this online service. If you are a merchant, having a basic understanding of the bank dispute process might not be enough. I was having issues with my bank and he resolved them in an efficient and timely manner and got me my money back. I would like my money refunded and maybe a new card issued. card 2 [protected] One lady said I had so many cards she ddjnt want to look through when I I specifically gave her the account and routing number. For others, the process can be initiated with a few taps from the banks mobile app. From Avvo Reviews, Mr. Thomas was professional and quickly responsive to any questions I had. Check the complaint history, rating and reviews on this company. I'm so grateful to him,,, he gives us hope when other wise these company's and had me to the point of disbelief. Superb Attorney! The outcome of a review you flagged. refund the funds stolen as supported by the documents emailed today. Merchants often choose to simply write-off the losses because fighting the chargeback would not allow them to recoup their losses. - Posted by Jen, Serve American Express Card - Posted by Val, American Express Fraud Settlement - Posted by Barron, Great lawyer painless process - Posted by Allen Hass, Great experience - Posted by Christina Baskett, Highly recommend Blake - Posted by Rosalind Patrice, He helped me out and won my case - Posted by Stacey Cogswell, Excellent lawyer who will fight for you! MetaBank Complaint? He got down to the matter and worked very quickly to help with great results. Log into your RushCard Mobile App or log into your online account and click 'Help' in the main menu to start a chat. What bank is MoneyLion affiliated with? Wait out the phone queue. From Facebook Reviews, Very professional. On the few times I responded back with questions they were answered within 24-36 hrs and I was amazed given the case was over less than $100. I filed a complaint with Mr Thomas firm during the time I was submitting everything including all emails from Chime the bank returned $2000 of my money but would not return the $500 I did not think Mr Thomas would continue with the case because the bank returned the money then Covid 19 hit closed everything for about 3 months early in June I received an email from Mr Blake advising me he was going through with the case the next week I received an email stating the case was settled for $6000 I was shocked I signed all the paperwork and this weekend I received a settlement check I cannot believe I received double my loses the $2000 return from Chime and the settlement check. I gave them all the answers they asked me right off the the bat then they asked for my "husband" I am not married, and I had everything correct, once I said fraudulent charges it seemed to be an inconvenience to them. Thank you Blake!! e.g. A bank dispute is the process through which a cardholder rejects fraudulent or inaccurate charges on their credit card statement with their issuing bank. From Avvo Reviews, Mr. Blake was a excellent lawyer. Clearwater, FL 33764, 877.634.9808 Would like a cash refund. I'm GLAD I did. - Posted by James Reasor, Excellent. Activation of the Card authorizes us to hold your funds at MetaBank, N.A. His communication about the whole process was seamless. Dont worry: we get it. I'm so glad I found out about Blake Thomas because he was able to get my money back and then some ! For example, we typically will not pay overdrafts if you fail to meet the eligibility requirements for this service or you attempt too many transactions or transactions that create too large of an overdraft. An the IRS made that deposit into my account there was 663 dollars left on the account an the bank saying that money was send back to the irs, I was able to use prepaid card once online for 26.00. He got me the justice that was needed. Thank u. You should dispute a debt in writing if you feel as if the dollar amount being requested is inaccurate, if you feel the debt is not owed at all, or if you feel the debt is fraudulent. From Avvo Reviews, 5 stars. This card was not opened or tampered with. He took care of everything for me. Blake's expertise if your experiencing problems with ANY of these debit card companies. Is this your company? Highly recommend to anyone seeking representation against unfair big business practices. Banking as a Service Commercial Finance Cards and Accounts For assistance with your account or for cardholder issues, including Economic Impact Payments (EIP) cards, please visit our Cards and Accounts page. From Avvo Reviews, Very good work my 1st time going thru it and they help me all the way with everything and the time period they said it takes they where right they kept me updated on everything if I ever have to go thru it again I will be using them again.. From Facebook Reviews, Awesome!!! Step 1. The bank, Meta Financial Group in Sioux Falls, South Dakota, has said little about its plans for the financial windfall from Facebook. These must be assembled and submitted according to the the requirements of the bank, and the time limits imposed by the card network. How to fill out the Dispute documents net spend com form online: To get started on the blank, use the Fill camp; Sign Online button or tick the preview image of the form. I try calling to get new card & refunded for the two fraudulent purchases on my account & so I don't have active card nor do I have access to my money. Despite the many hoops they must jump through, however, the process is surprisingly straightforward for cardholders. Step 2. The GPB Card will be activated once you set up the card in your Google Pay account and accept these Terms. Sign it in a few clicks Draw your signature, type it, upload its image, or use your mobile device as a signature pad. I am trying to find the origins of that card Click the Connection link. However, the process itself isnt quite as simple as it may seem at first. META BANK, Some still require cardholders to call their local branch. Or the costumer service people wouldnt speak english, refuse to assist me, and at times put me on hold for hours only to be ignored. I could not have asked for better service. Well also provide a step-by-step guide to help you navigate the system successfully. Greetings from the Meta Bank, I have vital information which needs to be attended immediately. He went over a beyond my expectations, things took a while but when the dust settled he took care of everything. He helps me win my case with GreenDot and I didn't even have to do anything. Considering the cost involved in filing a chargeback, it may be more cost-effective to them to simply eat the losses. From Avvo Reviews, My login and card was hacked and everything was taken from my account. The circumstances in which cardholders can dispute a charge generally fall into one of three categories: This occurs when a cardholder does not recognize a transaction, or did not approve the transaction in question. The bank may also ask for some documentation from the cardholder, including: The third step in the bank dispute process is for the bank to review the matter and approve or deny the claim. From Facebook Reviews, Helped me get money from GreenDot when they mishandled my account. Too notch service! I would definitely recommend Blake because he stays on top of the case and answers back promptly. What you need to know: Visa Claims Resolution (VCR) is Visa's new dispute (chargeback) program that aims to address the rising number of disputes and an increase in related processing time and costs. Desired outcome: the identification process, cards being canceled, cards not being sent, different reps giving different answers, and no accommodations or remunerations from NetSpend, such as . They need to compile evidence, which may include: These are just a few examples. He took a unnerving situation and made it comfortable. Chargebacks (also known as credit card disputes or transaction disputes) are a convenient way for cardholders to recover their money if a purchase was the result of fraud, or if a product didnt satisfy their expectations. CONTACT US: MAIL Snail mail still works too. Stands up for his clients!! Thanks to Blake I was able to get my money back and I'm very appreciative for him.From Avvo Reviews, Blake did what needed to be done. conduct a reasonable investigation of any dispute you make with them as to inaccurate credit reporting; clearly mark any trade line disputed by you as disputed by the consumer. Thank you Blake Thomas. From Avvo Reviews, Cfls and Mr Thomas have a great niche fighting for the working and lower class people who can't afford major banks and pricey attorneys. From Facebook Reviews, Blake Thomas was so professional and fast! If the bank does file a chargeback, theyll transmit the dispute information to the merchants bank. From Facebook Reviews, I contacted Mr Thomas when I was getting absolute disrespect from a prepaid credit card company. From Facebook Reviews, I highly recommend this Law Firm once I emailed him all the documentation that he asked for he took on my case 6 months later he's settled it that's why I'm giving him five stars he did a awesome job what more could you ask for in a lawyer From Avvo Reviews, Handled my case quickly and smoothly and kept me updated throughout the entire case From Avvo Reviews, My Lawyer was professional and kep me updated on my case, explain everything on the case, I Thank Mr Blake, Hire him in a second From Avvo Reviews, Blake is fantastic! He communicates quickly, makes sure you are updated regularly and understand everything happening with your case. or as custodian to place your funds at one or more participating FDIC-insured banks (each a "MetaBank Program Bank"). Best part is he is more than fair. I feel like the fees he collect are minimal. It was for. - Posted by Brandy Flores, Blake is fantastic! From Avvo Reviews, Very fast, reliable, and communication was great. 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